Terms of Use

Last updated: April 27, 2026

1. Acceptance of Terms

By accessing and using Bluucash, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. Bluucash provides a platform for cryptocurrency conversion, virtual card issuance, and digital financial management specifically tailored for the Nigerian market.

2. Eligibility

To use Bluucash, you must be at least 18 years old and reside in Nigeria. You must provide accurate and complete information during the registration process. We reserve the right to verify your identity through various Know Your Customer (KYC) procedures as required by law.

3. Description of Service

Bluucash allows users to:

  • Receive various cryptocurrencies into their dedicated Bluucash wallet.
  • Automatically convert received crypto into Nigerian Naira (NGN).
  • Create and manage virtual USD cards for international online transactions.
  • Spend funds globally via integration with Apple Pay and Google Pay.

4. Risks of Cryptocurrency

Cryptocurrency trading and holding involve significant risks. Prices can be volatile, and the value can fluctuate rapidly. By using Bluucash, you acknowledge these risks and agree that Bluucash is not responsible for any financial losses resulting from market movements.

5. Fees and Rates

Bluucash charges fees for certain transactions, including currency conversions and card issuance. All fees and current exchange rates will be displayed clearly within the application before you confirm any transaction.

6. Prohibited Activities

You agree not to use Bluucash for any illegal activities, including money laundering, terrorist financing, or fraud. We monitor accounts for suspicious activity and will report any violations to the appropriate Nigerian authorities.

7. Termination

We reserve the right to suspend or terminate your account at any time for violations of these terms or for security reasons. Upon termination, any remaining balances will be handled according to our standard refund and withdrawal policies.

8. Changes to Terms

Bluucash may update these terms from time to time. We will notify users of any significant changes through the application or via email. Your continued use of the service after such changes constitutes acceptance of the new terms.